One Applicant

One Applicant
Two Applicants

Mortgage Form Full 1 applicant - Fiachra

APPLICANT DETAILS:

Name

Applicant 1

Maiden name (if applicable)

Applicant 1

Date of Birth

Age

Nationality (If stamp 4,5 or 6 please state)

Applicant 1

Civil Status (if separated state if Legal)

Applicant 1

Number of children and ages

Applicant 1

PPSN Numbers

Applicant 1

Contact phone number

Applicant 1

Email address

Applicant 1(Required)

Smoking status

CURRENT LIVING DETAILS:

Current Address

Applicant 1

Date you moved to this address MM/YYYY

Applicant 1

Please state your previous address if less than 3yrs at current address

Applicant 1

Date you moved to this address MM/YYYY

Applicant 1

Are you a First Time Buyer(s)?

Yes

FIRST TIME BUYER - PROPERTY DETAILS:

Type of property (i.e. House / Apt 1 or 2 bed)

Applicant 1

Address of property (If available)

Applicant 1

Property – New build / Secondhand

Applicant 1

Mortgage Loan required (If known)

Applicant 1

Property Purchase Price (If known)

Applicant 1

Equity release from sale of current property (If applicable)

Applicant 1

SWITCHER / SECOND TIME BUYER – EXISTING MORTGAGE DETAILS:

Name of current lender

Start date of mortgage

Property Type e.g. House / Apt etc

Number of Bedrooms

Current Property Value (approx.)

Current mortgage amount

Remaining term of years

Current Interest Rate %

Fixed or Variable

Monthly repayment

Interest only – Yes / No

Equity release – please state amount and Purpose

Rent received / achievable per month

Is it a Self Build?

Yes

SELF BUILD DETAILS :

Address of site

Is the site currently owned by you Y/N

Has planning been approved Y/N

Current value of site

Build cost

Mortgage amount required (If Known)

Finished value of site/property once completed

EMPLOYMENT STATUS

Employment status

Employed PAYE

Self Employed / Director

Employed & Self Employed

EMPLOYMENT PAYE ONLY:

Name of Employer / Company Name

Applicant 1

Occupation / Position held

Applicant 1

Employment status – permanent / part time etc

Applicant 1

Date of starting with this employer

Applicant 1

Previous Employment if less than 1 year in current employment:

Employee / Self Employed

Applicant 1

Name of Employer / Company Name

Applicant 1

Occupation / Position held

Applicant 1

Employment status – permanent / part time etc

Applicant 1

Date of starting and finishing with this employer

Applicant 1

INCOME PAYE ONLY:

PAYE Gross Basic Annual Salary

Applicant 1

For Bonus, Commission, Overtime, Shift allowance please Specify and State amount received each year for the last 3yrs

Applicant 1

Other Income e.g. Rent, Maintenance payment, Children’s Allowance etc please state monthly amount

Applicant 1

State whether per week / bi-weekly / month

EMPLOYMENT Sole Trader / Co Director:

Company Name

Applicant 1

Occupation

Applicant 1

Company Registration number (if applicable)

Applicant 1

Date Commenced Trading MM/YYYY

Applicant 1

% of business owned

Applicant 1

Earned Income (Drawings / Salary) 2021

Applicant 1

Earned Income (Drawings / Salary) 2022

Applicant 1

Earned Income (Drawings / Salary) 2023

Applicant 1

Net Profit 2021

Applicant 1

Net Profit 2022

Applicant 1

Net Profit 2023

Applicant 1

Company loans – total payments per month

Applicant 1

INCOME Sole Trader / Co Director:

Gross Basic Salary current year

Applicant 1

Other Income e.g. Rent, Maintenance payment, Children’s Allowance etc please state monthly amount

Applicant 1

Nett Monthly Income

Applicant 1

Please state whether per week / bi-week/ month

PENSION:

Do you have a current pension

Did you have a pension with a past employer

EXPENDITURE:

Mortgage / Rent payment (Please state how paid, if through bank etc)

Applicant 1

Monthly Childcare Costs

Applicant 1

If no Childcare cost, please explain why (If applicable)

Applicant 1

Maintenance Payments per month (If applicable)

Applicant 1

Loans (If PCP please state): Please provide name of lender, monthly payment, balance owed and loan end date.

Applicant 1

Have you missed any payments with previous Loans, Credit Cards, Mortgages?

Applicant 1

Credit / Store cards (Please State): Limit / Balance

Applicant 1

Overdraft Limit: Highest balance in last 6mts

Applicant 1

SAVINGS (required for mortgage repayment capacity):

Total Savings for deposit Please include how much and where e.g. Savings acc, Cr union, investment etc

Applicant 1

Monthly Savings – please state how much per month and where?

Applicant 1

Have you been saving this amount each month consistently for 6 months?

Applicant 1

Are you receiving a cash GIFT Please state how much, Gifters name & relationship

Applicant 1

EXISTING PROTECTION (PLEASE INCLUDE COST PER MONTH):

Existing Mortgage Protection Insurance

Applicant 1

Existing Life Insurance

Applicant 1

Serious Illness Cover

Applicant 1

Income protection cover

Applicant 1

Do you have an online Gambling Account? Eg. Paddy Power

Applicant 1

Do you have additional properties?

Yes, 1 property

Yes, 2 properties

Yes, 3 properties

Yes, 4 properties

Home

Property Address

Lender

Start date of mortgage

Number of bedrooms

Property type

Original purchase price

Current value

Rent received / achievable per month

Outstanding mortgage amount

Remaining term of years

Current Interest rate

Interest only Yes / No

Current Mortgage Payment pm €€

Buy to let 1

Property Address

Lender

Start date of mortgage

Number of bedrooms

Property type

Original purchase price

Current value

Rent received / achievable per month

Outstanding mortgage amount

Remaining term of years

Current Interest rate

Interest only Yes / No

Current Mortgage Payment pm €€

Buy to let 2

Property Address

Lender

Start date of mortgage

Number of bedrooms

Property type

Original purchase price

Current value

Rent received / achievable per month

Outstanding mortgage amount

Remaining term of years

Current Interest rate

Interest only Yes / No

Current Mortgage Payment pm €€

Buy to let 3

Property Address

Lender

Start date of mortgage

Number of bedrooms

Property type

Original purchase price

Current value

Rent received / achievable per month

Outstanding mortgage amount

Remaining term of years

Current Interest rate

Interest only Yes / No

Current Mortgage Payment pm €€

Additional Comments

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File

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I confirm that all the information contained in this Factfind is accurate to the best of my knowledge at this time. I also confirm that I have received a copy of Verity Financial Consultants Terms of Business Letter and that I have read through and understand these terms.



Signature:	______________________________	Signature:	______________________________



Name (block letters):	______________________________	Name (block letters):	______________________________



Date:	______________________________	Date:	______________________________




Signature for & on behalf of Verity Financial Consultants		Date: ______________________________

Phone

This field is for validation purposes and should be left unchanged.

Mortgage Form Full 2 applicants Fiachra

APPLICANT DETAILS:

Applicant 1

Applicant 2

Name

Applicant 1

Applicant 2

Maiden name (if applicable)

Applicant 1

Applicant 2

Date of Birth

Age

Applicant 1

Applicant 2

Nationality (If stamp 4,5 or 6 please state)

Applicant 1

Applicant 2

Civil Status (if separated state if Legal)

Applicant 1

Applicant 2

Number of children and ages

Applicant 1

Applicant 2

PPSN Numbers

Applicant 1

Applicant 2

Contact phone number

Applicant 1

Applicant 2

Email address

Applicant 1(Required)

Applicant 2

Smoking status

CURRENT LIVING DETAILS:

Current Address

Applicant 1

Applicant 2

Date you moved to this address MM/YYYY

Applicant 1

Applicant 2

Please state your previous address if less than 3yrs at current address

Applicant 1

Applicant 2

Date you moved to this address MM/YYYY

Applicant 1

Applicant 2

Are you a First Time Buyer(s)?

Yes

FIRST TIME BUYER - PROPERTY DETAILS:

Type of property (i.e. House / Apt 1 or 2 bed)

Applicant 1

Address of property (If available)

Applicant 1

Property – New build / Secondhand

Applicant 1

Mortgage Loan required (If known)

Applicant 1

Property Purchase Price (If known)

Applicant 1

Equity release from sale of current property (If applicable)

Applicant 1

SWITCHER / SECOND TIME BUYER – EXISTING MORTGAGE DETAILS:

Name of current lender

Start date of mortgage

Property Type e.g. House / Apt etc

Number of Bedrooms

Current Property Value (approx.)

Current mortgage amount

Remaining term of years

Current Interest Rate %

Fixed or Variable

Monthly repayment

Interest only – Yes / No

Equity release – please state amount and Purpose

Rent received / achievable per month

Is it a Self Build?

Yes

SELF BUILD DETAILS :

Address of site

Is the site currently owned by you Y/N

Has planning been approved Y/N

Current value of site

Build cost

Mortgage amount required (If Known)

Finished value of site/property once completed

EMPLOYMENT STATUS

Employment status

Employed PAYE

Self Employed / Director

Employed & Self Employed

N.B If one applicant is employed and the other is self-employed, please tick the employed & self-employed option and complete the relevant fields for each applicant.

EMPLOYMENT PAYE ONLY:

Name of Employer / Company Name

Applicant 1

Applicant 2

Occupation / Position held

Applicant 1

Applicant 2

Employment status – permanent / part time etc

Applicant 1

Applicant 2

Date of starting with this employer

Applicant 1

Applicant 2

Previous Employment if less than 1 year in current employment:

Employee / Self Employed

Applicant 1

Applicant 2

Name of Employer / Company Name

Applicant 1

Applicant 2

Occupation / Position held

Applicant 1

Applicant 2

Employment status – permanent / part time etc

Applicant 1

Applicant 2

Date of starting and finishing with this employer

Applicant 1

Applicant 2

INCOME PAYE ONLY:

PAYE Gross Basic Annual Salary

Applicant 1

Applicant 2

For Bonus, Commission, Overtime, Shift allowance please Specify and State amount received each year for the last 3yrs

Applicant 1

Applicant 2

Other Income e.g. Rent, Maintenance payment, Children’s Allowance etc please state monthly amount

Applicant 1

Applicant 2

Please state whether per week / bi-weekly / Monthly

EMPLOYMENT Sole Trader / Co Director:

Company Name

Applicant 1

Applicant 2

Occupation

Applicant 1

Applicant 2

Company Registration number (if applicable)

Applicant 1

Applicant 2

Date Commenced Trading MM/YYYY

Applicant 1

Applicant 2

% of business owned

Applicant 1

Applicant 2

Earned Income (Drawings / Salary) 2021

Applicant 1

Applicant 2

Earned Income (Drawings / Salary) 2022

Applicant 1

Applicant 2

Earned Income (Drawings / Salary) 2023

Applicant 1

Applicant 2

Net Profit 2021

Applicant 1

Applicant 2

Net Profit 2022

Applicant 1

Applicant 2

Net Profit 2023

Applicant 1

Applicant 2

Company loans – total payments per month

Applicant 1

Applicant 2

INCOME Sole Trader / Co Director:

Gross Basic Salary current year

Applicant 1

Applicant 2

Other Income e.g. Rent, Maintenance payment, Children’s Allowance etc please state monthly amount

Applicant 1

Applicant 2

Nett Monthly Income

Applicant 1

Applicant 2

Please state whether per week / bi-week/ month

PENSION:

Do you have a current pension

Did you have a pension with a past employer

EXPENDITURE:

Mortgage / Rent payment (Please state how paid, if through bank etc)

Applicant 1

Applicant 2

Monthly Childcare Costs

Applicant 1

Applicant 2

If no Childcare cost, please explain why (If applicable)

Applicant 1

Applicant 2

Maintenance Payments per month (If applicable)

Applicant 1

Applicant 2

Loans (If PCP please state): Please provide name of lender, monthly payment, balance owed and loan end date.

Applicant 1

Applicant 2

Have you missed any payments with previous Loans, Credit Cards, Mortgages?

Applicant 1

Applicant 2

Credit / Store cards (Please State): Limit / Balance

Applicant 1

Applicant 2

Overdraft Limit: Highest balance in last 6mts

Applicant 1

Applicant 2

SAVINGS (required for mortgage repayment capacity):

Total Savings for deposit Please include how much and where e.g. Savings acc, Cr union, investment etc

Applicant 1

Applicant 2

Monthly Savings – please state how much per month and where?

Applicant 1

Applicant 2

Have you been saving this amount each month consistently for 6 months?

Applicant 1

Applicant 2

Are you receiving a cash GIFT Please state how much, Gifters name & relationship

Applicant 1

Applicant 2

EXISTING PROTECTION (PLEASE INCLUDE COST PER MONTH):

Existing Mortgage Protection Insurance

Applicant 1

Applicant 2

Existing Life Insurance

Applicant 1

Applicant 2

Serious Illness Cover

Applicant 1

Applicant 2

Income protection cover

Applicant 1

Applicant 2

Do you have an online Gambling Account? Eg. Paddy Power

Applicant 1

Applicant 2

Do you have additional properties?

Yes, 1 property

Yes, 2 properties

Yes, 3 properties

Yes, 4 properties

Home

Property Address

Lender

Start date of mortgage

Number of bedrooms

Property type

Original purchase price

Current value

Rent received / achievable per month

Outstanding mortgage amount

Remaining term of years

Current Interest rate

Interest only Yes / No

Current Mortgage Payment pm €€

Buy to let 1

Property Address

Lender

Start date of mortgage

Number of bedrooms

Property type

Original purchase price

Current value

Rent received / achievable per month

Outstanding mortgage amount

Remaining term of years

Current Interest rate

Interest only Yes / No

Current Mortgage Payment pm €€

Buy to let 2

Property Address

Lender

Start date of mortgage

Number of bedrooms

Property type

Original purchase price

Current value

Rent received / achievable per month

Outstanding mortgage amount

Remaining term of years

Current Interest rate

Interest only Yes / No

Current Mortgage Payment pm €€

Buy to let 3

Property Address

Lender

Start date of mortgage

Number of bedrooms

Property type

Original purchase price

Current value

Rent received / achievable per month

Outstanding mortgage amount

Remaining term of years

Current Interest rate

Interest only Yes / No

Current Mortgage Payment pm €€

Additional Comments

Upload Documents

File

Drop files here or

Max. file size: 10 MB.

I confirm that all the information contained in this Factfind is accurate to the best of my knowledge at this time. I also confirm that I have received a copy of Verity Financial Consultants Terms of Business Letter and that I have read through and understand these terms.



Signature:	______________________________	Signature:	______________________________



Name (block letters):	______________________________	Name (block letters):	______________________________



Date:	______________________________	Date:	______________________________




Signature for & on behalf of Verity Financial Consultants		Date: ______________________________

Name

This field is for validation purposes and should be left unchanged.