COVID-19

We are receiving some queries regarding payments of claims in the event of death due to Covid – 19 and also contraction of a specified illness as a result of Covid – 19.
We would like to reassure our clients that they are fully covered as per the normal terms and
conditions of their policy. Please find text from one of our main partners, Zurich Life Assurance
below.

Life Cover – Guaranteed Term Protection (GTP) & Guaranteed Mortgage Protection (GMP)
We can confirm that if a Life Insured dies from COVID-19 then we will pay a valid death claim.
Pay-out will be subject to the normal terms and conditions applicable on the policy. But we can
confirm that no new restrictions apply as a result of COVID-19.

Serious Illness Cover – GTP & GMP
COVID-19 is not a defined illness listed in our Serious Illness policies so claims are not payable
specifically for COVID-19. However, a client may be eligible to claim for conditions arising from
COVID-19 if the serious illness definition is met.

If you have any questions about Protection Plans or are interested in receiving more information,
please call us or fill in our enquiry form on the contact us page.
 
Thank you,
The Team at Verity Financial Consultants