Pensions & Retirement Planning
Your retirement may seem like a long way off, but it is never too early to start planning. Smart planning for your retirement will ensure that when you do retire you can maintain the standard of living you have become used to. While you may be entitled to a State Pension at retirement, the age at which you can access this pension has been increased: it will not be paid until age 68 for people who were born on or after the 1st of January 1961.
And if you do qualify for State Pension, it’s designed to cover the basic necessities of life only and will be a sharp drop from your annual income. Bearing this in mind you will need a plan to supplement the State Pension payment. In particular, if you are self-employed or working for an employer who does not include you in a pension scheme for retirement benefits, it’s up to you to make additional financial provision for your retirement. There are a number of options available to you.
I couldn’t recommend Wayne at Verity Financial Consultants enough. We were kept updated at all times and his professionalism and diligence was exceptional. I would have no hesitation in recommending Wayne or Verity Financial Consultants to anyone seeking a financial advisor.
After my wife passed away, it was great to have Mike to look after everything for me. He sorted out the life insurance and pension claim. He helped with every step along the way. It was really nice to deal with someone I trusted. Thanks for your help in my time of need.
Just a quick note to say thanks for helping me with investing my recent inheritance. I thought it would be a daunting experience but you made it so easy for me to understand.
Thanks again for all your help.
We would like to thank Fiachra for all his help in obtaining our mortgage. From start to finish, he took care of everything, even ringing the builder to answer his questions!
I would recommend Fiachra and Verity Financial for anyone looking to get a mortgage.
I have been a client of Mike Grogan’s for 3 years now and he keeps in contact with me via phone calls and regular reports on my pension policies. He is very understanding to peoples financial needs and tries to help if you have a change in circumstances. Thank you for all your hard work. I would highly recommend Mike for a financial review.